Comprehensive savings on medical and health care services

Discounts: 20%-45% savings on routine office visits and ancillary medical services such as lab work and imaging centers

Provider network: Over 525,000 health care professionals nationwide and over 66,000 ancillaries

Key features:

• PHCS is the largest proprietary PPO in the country with nationwide access
• Live operators are available to educate members and identify participating network providers, specialists and hospitals - with the end-goal of helping minimize out-of-pocket expenses
• Providers must pass strict credentialing criteria
• PHCS has relationships with providers associated with the majority of specialties

Discounts: 20%-80% off the regular retail pricing on blood tests and 20%-70% off diagnostic imaging services

Provider network: Over 3,000 certified labs and over 1,800 diagnostic facilities nationwide

Key features:

• A simple blood test can detect serious medical conditions such as heart disease, prostate cancer, diabetes and thyroid disease
• A doctor's visit is not required to schedule a lab test, and lab work results are confidential
• Diagnostic facilities provide access to MRAs, MRIs, CT scans and PET scans and require a doctor’s orders for imaging

Immediate access to licensed, registered nurses through one toll-free number 24/7/365.

Key features:

• Unlimited home care advice and recommendations based on more than 600 physician approved guidelines from registered nurses
• Decision support fro certain high-cost, high-practice-variation health conditions and diagnoses
• Information about prescription usage and over-th-counter medication usage and drug interaction
• Information on a wide range of health and medical concerns including nutrition and wellness topics
• Audio health information library of more than 1,100 recorded topics with more than 550 topics in Spanish

Discounts: 20%-50% savings on most dental procedures including:

• Routine oral exams
• Unlimited cleanings
• Braces
• Dentures
• Root canals
• Crowns
• Bonding
• Veneers and more

Provider network: Over 62,000 participating dentists

Key features:

• One of the largest independently owned dental networks nationwide
• No limits on use, everyone is accepted
• No waiting or administrative forms to file

Discounts:

• 20%-40% off the retail price of eyewear
• Receive discounts on exams and contact lenses

Provider network: More than 40,000 providers nationwide including independent optometrists, ophthalmologists, opticians, and leading optical retailers such as LensCrafters®, Sears Optical®, Target Optical®, JCPenney® Optical, and most Pearle Vision® locations

Key features:

• Replacement contact lenses* can be ordered via the Internet for competitive prices for delivery to the member's home

* This service is for replacement contact lenses only, and your EyeMed Vision Care discount does not apply.

Discounts: 15% off the retail price or 5% off the promotional price of LASIK procedures

Provider network: A national network of over 570 locations

Key features:

• Preferred pricing available for Traditional LASIK, Custom LASIK, Traditional IntraLase and Custom IntraLase
• The National Lasik Network's surgeons have performed over one million LASIK procedures to correct nearsightedness, farsightedness and astigmatism

Discounts: Savings on hearing exams and services, and approximately 25% discount off a hearing aid at any HearPo provider

Provider network: Over 1,700 provider locations

Key features:

• Largest provider of audiology and hearing aid services in the United States
• Discounts on repairs and batteries
• Comprehensive follow-up services at no charge for one year
• All testing completed by highly credentialed licensed professionals
• 60-day trial period with 100% money-back guarantee

Discounts: Savings average 15% to 60% off generic drugs and average 15% to 25% off brand name prescriptions

Provider network: Over 58,000 pharmacies nationwide, including CVS, Kroger, Safeway, Publix, Wal-Mart, Longs, K-Mart, Winn Dixie, Target, Rite Aid, Walgreens, Food 4 Less and more

Key features:

• Immediate discounts at participating pharmacies
• Members receive savings on 90-day supplies of medications when ordered online, by phone or through the mail with our mail-order pharmacy!

Discounts: In addition to receiving a free blood glucose monitor upgrade, members also have access to a wide array of discounts including:

• 20%-30% off the retail price of durable medical equipment
• 20%-40% off the retail price of disposable medical supplies
• 20%-25% off the retail price of nutritional supplements and daily living aids

Key features:

• Better Living Now is a managed care provider of health care products and services, specializing in the needs of patients with chronic conditions such as diabetes
• No shipping charges for orders that are $100 or more
• Members can receive up to a 90-day supply, and Better Living Now's care coordinators will send a replacement notification before supplies run out
• No complicated forms to fill out
• No inconvenient trips to the pharmacy

Discounts:

• 10%-30% savings on chiropractic services and many types of alternative health care therapies including:
  • Acupuncturists
  • Biofeedback
  • Chiropractors
  • Dieticians
  • Exercise specialists
  • Herbology and herbal medicine
  • Holistic health practitioners
  • Massage therapy
  • Body work
  • Meditation
  • Nutritional counseling and supplements
  • Personal trainers
  • Reflexology
  • Relaxation treatment (including hypnotherapy)
  • Tai chi and chi gong
  • Vitamins
  • Yoga and more
• 25% savings on vitamins and nutritional suppelements

Provider network: Complete wellness program features over 30,000 practitioners nationwide, including:

• Over 14,000 chiropractors
• Over 16,000 qualified alternative health care providers

Key features:

• Unlimited visits and no limits on access to care
• Toll-free number to locate network providers nearest you
• Nutritional supplements can be ordered online or through a toll-free number for home delivery

Discounts: A $1,000 discount for members compared to the regular price for gastric banding weight loss surgery charged to non-members

Provider network: National network of over 100 participating locations

Key features:

• All surgeons are certified by Allergen (Lap Band) or Johnson & Johnson (Realize Band), and both the Lap Band and Realize Band products are approved by the FDA
• Lap Band and Realize Band products typically deliver many health benefits such as weight loss and a reduction in type 2 diabetes levels

Discounts: 5%-30% off long-term care services such as assisted living facilities, home health care and hospice care

Provider network: Over 5,000 providers*

Key features:

• Discounts are available for providers and services such as skilled nursing facilities, assisted living facilities, home health care, home health aids, respite care, hospice care, durable medical equipment, physical and occupational therapies, diabetic supplies and equipment, wound care supplies and more
• Full eligibility regardless of your age or medical condition
• No length of stay requirement to receive the discounted rate
• Medicare covered patients pay only their co-pay, and non-Medicare patients receive 25% off diabetic equipment and supplies

*You cannot receive a negotiated rate from a network provider from whom you are already receiving services at the time you become a member or if you are receiving services covered by Medicare, Medicaid or worker’s compensation. Some exclusions may also apply for services covered by other health insurance plans.

Anytime, anywhere, members will have access to the professional staff of LesConcierges. For everything from vacation planning to home repairs, sold-out concerts to intimate dinners, LesConcierge is only a phone call or click away.

Key features:

• Professional and knowledgeable assistance to meet your business and personal needs, including:
  • Personal and information services
  • Gift and shopping services
  • Entertainment arrangements
  • Travel coordination
  • Party and event planning
  • Meeting planning and more
• Concierges get to know your individual preferences and needs