Discounts: 20%-45% savings on routine office visits and ancillary medical services

Provider network: Over 525,000 health care professionals nationwide and over 66,000 ancillary providers

Key features:

• PHCS is the largest proprietary PPO in the country with nationwide access
• Live operators are available to educate members on coverage levels and identify participating network providers, specialists and hospitals - with the end-goal of helping minimize out-of-pocket expenses
• Providers must pass strict credentialing criteria
• PHCS has relationships with providers associated with the majority of specialties

Access to more than 1,200 hospitals nationwide. In addition to offering members a quality network of hospitals, Beech Street will also help limit out-of-pocket expenses. Beech Street has negotiated reimbursement arrangements with the hospitals in its network that result in significant cost savings. When members visit an in-network hospital, these savings are passed on to the member, helping to minimize the member’s out-of-pocket costs.

Discounts: 20%-60% savings on most dental procedures including:

• Routine oral exams
• Unlimited cleanings
• Braces
• Dentures
• Root canals
• Crowns
• Bonding
• Veneers and more

Provider network: Over 63,000 participating dentists

Key features:

• One of the largest independently owned dental networks nationwide
• Unlimited usage, with no administrative forms
• Everyone is accepted

Complete wellness program comprised of over 30,000 practitioners nationally including over 14,000 chiropractors and over 16,000 alternative health care providers.

Discounts:10% to 30% on chiropractic services and many types of alternative health care therapies including:

• Diet and Nutritional Counselors
• Acupuncturists
• Personal trainers
• Dieticians
• Exercise Specialists
• Massage Therapy
• Meditation
• and more!

Key features:

• Members save 25% on vitamins and nutritional supplements