Comprehensive savings on medical and health care services

Discounts: 20%-45% savings on routine office visits and ancillary medical services such as lab work and imaging centers

Provider network: Over 525,000 health care professionals nationwide at over 750,000 locations

Key features:

• PHCS is the largest proprietary PPO in the country with nationwide access
• Live operators are available to educate members on coverage levels and identify participating network providers, specialists and hospitals - with the end-goal of helping minimize out-of-pocket expenses
• Providers must pass strict credentialing criteria
• PHCS has relationships with providers associated with the majority of specialties

Discounts: 20%-80% off the regular retail pricing on blood tests and 20%-70% off diagnostic imaging services

Provider network: Over 3,000 certified labs and over 1,800 diagnostic facilities nationwide*

Key features:

• A simple blood test can detect serious medical conditions such as heart disease, prostate cancer, diabetes and thyroid disease
• A doctor's visit is not required to schedule a lab test, and lab work results are confidential
• Diagnostic facilities provide access to MRAs, MRIs, CT scans and PET scans and require a doctor’s orders for imaging

*not available in HI, NY, NJ and RI

HealthCare Mediation has a team of very experienced medical bill negotiation professionals who have the skills and resources to significantly reduce a member's payments for medical procedures.

Discounts: 20% to 40% on a member's medical bills

Key features:

• Members will receive reductions on medical bills without having an adverse effect on their credit
• Members may contact HealthCare Mediation before they seek medical services, after they have been treated and have a medical bill, or if their bills have been sent to collection companies
• If a savings is not received, there is no charge for the service
• There are no minimum bill requirements, and a refundable deposit up to a maximum of $250 may be required
• Financing is available for those who qualify

CareNet provides nurse triage services via a toll-free number 24 hours a day, 7 days a week, including holidays.

Key features:

• Each nurse call will be documented and HIPAA compliant
• Deaf and foreign language services available through TDD and a language line service
• Access to a pre-recorded health information library consisting of over 1,100 various topics, including:

Discounts: 5%-60% savings on most dental procedures including:

• Routine oral exams
• Unlimited cleanings
• Braces
• Dentures
• Root canals
• Crowns
• Bonding
• Veneers and more

Provider network: Over 65,000 participating dentists

Key features:

• One of the largest independently owned dental networks nationwide
• No limits on use, everyone is accepted
• No waiting or administrative forms to file

Discounts: 15%-35% off normal fees for eye exams, eyeglasses and contact lenses

Provider network: Over 34,000 providers nationwide

Key features:

• VSP is one of the nation's largest eye care doctor networks

Discounts: 15% off the retail price or 5% off the promotional price of LASIK procedures

Provider network: A national network of over 570 locations

Key features:

• Preferred pricing available for Traditional LASIK, Custom LASIK, Traditional IntraLase and Custom IntraLase
• The National Lasik Network's surgeons have performed over one million LASIK procedures to correct nearsightedness, farsightedness and astigmatism

Discounts: Savings on hearing exams and services, and approximately 25% discount off a hearing aid at any HearPo provider

Provider network: Over 1,700 provider locations

Key features:

• One of the largest provider of audiology and hearing aid services in the United States
• Discounts on batteries mailed directly to your home
• Comprehensive follow-up services at no charge for one year
• 60-day trial period with 100% money-back guarantee

Discounts: An average discount of 15%-20% on brand name drugs and an average discount of 25% on generic drugs

Provider network: Over 58,000 pharmacies nationwide, including CVS®, Kroger®, Safeway®, Publix®, United Drugs®, Wal-Mart®, Medicine Shoppe®, Costco®, K-Mart®, Winn Dixie®, Target®, Rite Aid®, Walgreens®, Savon® and more

Key features:

• The prescription discount is automatically calculated and applied to the member's transaction
• A prescription mail order service is available for convenient home delivery
• The WellDyneRx Web site allows members to check prescription prices, locate a participating pharmacy, receive alternative prescription recommendations, review health and wellness information, refill a prescription and receive refill reminders

Utilize a nationwide network of more than 20,000 credentialed complementary health care providers which include more than 14,000 chiropractors.

Features:

• Receive a 25% discount off normal fees for services
• Discounts on a wide variety of health and wellness products including vitamins, minerals, herbal supplements, homeopathic remedies, sports nutrition products, health related books and DVD's, fitness products, and skin care items, with free shipping on most orders

Discounts: In addition to receiving a free blood glucose monitor upgrade, members also have access to a wide array of discounts including:

• 20%-30% off the retail price of durable medical equipment
• 20%-40% off the retail price of disposable medical supplies
• 20%-25% off the retail price of nutritional supplements and daily living aids

Key features:

• Better Living Now is a managed care provider of health care products and services, specializing in the needs of patients with chronic conditions such as diabetes
• No shipping charges for orders that are $100 or more
• Members can receive up to a 90-day supply, and Better Living Now's care coordinators will send a replacement notification before supplies run out
• No complicated forms to fill out
• No inconvenient trips to the pharmacy

Discounts: A $1,000 discount for members compared to the regular price for gastric banding weight loss surgery charged to non-members

Provider network: National network of over 100 participating locations

Key features:

• All surgeons are certified by Allergen (Lap Band) or Johnson & Johnson (Realize Band), and both the Lap Band and Realize Band products are approved by the FDA
• Lap Band and Realize Band products typically deliver many health benefits such as weight loss and a reduction in type two diabetes levels