Questions? (800) 290-0523
Hours of Operation: Monday- Friday, 7 a.m. - 7 p.m. CT
With the Total-Care Discount Plan, you'll be able to reduce your overall health care costs by taking advantage of discounts on physician and hospital visits; dental, vision and hearing care; prescriptions and more. To learn more about the plan, click on the tabs below.
Total-Care Discount Plan
  • Plan Details
  • Frequently Asked Questions
  • How to use a Discount Plan

    
    Plan Details

Hearing Care

Amplifon logo
  • Save 40% on diagnostic services, including hearing exams, at over 3,800 provider locations nationwide.
  • Hearing aid low price guarantee: If you should find the same product at a lower price, bring us the local quote and we'll not only match it, we'll beat it by 5%!
  • 2 years of free batteries (80 cells per hearing aid, per year)

HRPO - 6/20/17

24-hour nurse line

Carenet Logo

Carenet's Nurse Line is available 24/7 to assist with members' health concerns. Registered nurses are available to answer general questions, discuss symptoms and provide suggestions on how and when to seek professional treatment.

With nurse triage, members are directed to a facility close to them, saving time and money. Receiving advice from these registered nurses reduces costs, relieves stress and increases productivity.

Carenet's Nurse Line Services include:

  • Symptom assessment and phone triage
  • Non-urgent care advice
  • Drug and medication information
  • Condition explanations

Carenet provides deaf and foreign language services through the use of TDD and a language line service. These services can be accessed by members 24/7, including holidays.

Carenet members have access to a pre-recorded health information library consisting of over 1,100 various topics,* including:

Aging
Hearing
Arthritis
Infectious Disease
Bones, Joints & Muscles
Mental & Emotional Health
Cardiovascular Health
Nutrition
Cosmetic Surgery
Dental Health
Health Quizzes
Allergies
Hormonal Disorders
Blood & Circulatory Problems
Men's Health
Cancer
Newborn Care
Common Illnesses
Reconstructive Surgery
Pregnancy & Childbirth
Alcohol Problems
HIV/AIDS
Back & Neck Problems
Medication
Brain & Nervous System
Neurology
Child Health Development
Parenting & Family Life
Personal Safety
Diabetes

*There are over 600 audio health library topics available in Spanish.

CRNT

Dental Care

Careington

Careington Maximum Access Dental Network (C500, POS & CPPS)

Members may take advantage of savings offered by an industry leader in dental care. Careington International Corporation is one of the most recognized professional dental networks in the nation and boasts one of the largest dental networks nationally with a focus on neighborhood dentists. Careington networks are a leader in member-transparent pricing with robust fee schedules.

Careington Dental Plan Features:

  • Save 5% to 60% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as dentures, root canals, and crowns
  • 5% to 20% savings on orthodontics including braces and retainers for children and adults
  • 5% to 20% reduction on specialist's normal fees. Specialties include Endodontics, Oral Surgery, Orthodontics, Pediatric Dentistry, Periodontics, and Prosthodontics where available
  • Cosmetic dentistry such as bonding and veneers also included
  • All dentists must meet highly selective credentialing standards based on education, background, license standing and other requirements
  • Members may visit any participating dentist on the plan and change providers at any time

Careington PDN5 Discount Network Sample Savings

Procedure Description *Regular Cost **Plan Cost Savings $ Savings %
Routine Checkup $93 $34 $59 63%
Extensive Oral Exam $163 $59 $104 64%
Four Bitewing X-Rays $101 $43 $58 57%
Adult Cleaning $152 $65 $87 57%
Child Cleaning $107 $47 $60 56%
Composite (White) Filling (Front Teeth) $239 $112 $127 53%
Crown (porcelain fused to noble metal) $1,662 $789 $873 53%
Molar Root Canal $1,692 $739 $953 56%
Complete Upper Denture $2,436 $1,126 $1,310 54%
Extraction (single tooth) $305 $118 $187 61%

*Regular Cost is based on the average 80th percentile usual and customary rates as detailed in the 2023 Fair Health Report for the Los Angeles, Orlando, Chicago & NYC metropolitan statistical area(s).
**Plan Cost represents the average of the assigned Careington PDN5 Discount Network plan fees for the Los Angeles, Orlando, Chicago & NYC metropolitan statistical area(s).
Prices subject to change.

PDN5 - 3/7/24

Chiropractic, Alternative Medicine & Fitness

Choose Healthy & Active & Fit
  • With the ChooseHealthy® program, you can save 25% on services from specialty health care providers. The ChooseHealthy program's full musculoskeletal provider network features more than 80,000 participating providers nationwide.
  • Choose from more than 10,000 participating fitness centers with the Active&Fit Direct program for $25 a month*. Once enrolled, you also have access to tools to help you get the most out of your fitness membership, such as tools that allow you to track exercise.
  • You can save 5% to 55% on a variety of popular health and fitness products. Your discounted pricing can be viewed after registering and logging in. All orders offer free shipping and handling.
  • To locate a participating health care provider, visit www.choosehealthy.com/Careingtonfit or call us toll-free at (877) 335-2746, Monday through Friday, 5 a.m. to 6 p.m. Pacific Time. To locate a participating fitness center, visit www.choosehealthy.com/Careingtonfit and click on any of the Active&Fit Direct information tiles to be taken to Active&Fit Direct. If you find a fitness center that works for you and decide to take advantage of this fitness program, click the "Enroll Now" button. An Active&Fit ID card will be generated for you upon enrollment.

Please note that the ChooseHealthy program is not insurance. You should check any insurance benefits you have before using this discount program, as those benefits may result in lower costs to you than using this discount program. The ChooseHealthy program provides for discounts from specialty health care providers. You are obligated to pay for all services from those providers but will receive a discount from those participating providers for services included in the program. The ChooseHealthy program also includes the Active&Fit Direct program, which provides discounted access to fitness centers. The ChooseHealthy program does not make any payments directly to participating providers or to the Active&Fit Direct program. The ChooseHealthy program has no liability for providing or guaranteeing services and assumes no liability for the quality of services rendered. Discounts on products and services available through the ChooseHealthy program are subject to change; please consult the website for current availability.

The programs described above are provided by ChooseHealthy, Inc. and American Specialty Health Fitness, Inc., subsidiaries of American Specialty Health Incorporated (ASH). ChooseHealthy, Active&Fit and Active&Fit Direct are trademarks of ASH and used with permission herein. Other names and logos may be trademarks of their respective owners.

*Plus a $25 enrollment fee and applicable taxes.

ASHP - 2/14/20

Prescriptions

MedImpact Logo

Members have access to prescription savings of 15% to 60% off the retail price of most generic drugs and 15% to 25% off the retail price of most brand name drugs at over 62,000 participating pharmacies nationwide.

At the pharmacy, members simply present their membership card to the pharmacist and will receive savings at the time of purchase. Even if members have prescription benefits through a health insurance carrier, a comparison of costs between the two programs should be performed to determine the most savings.

*Participating pharmacies are subject to change.
This program is not insurance.

MEDI - 6/4/21

Lab Services

Agelity Logo

A simple blood test is necessary for the prevention or early detection of diseases. The earlier a problem is identified, the easier and more likely it is to be treated.

DirectLabs® (DLS) is the leader in direct access laboratory testing.

 DLS offers a wide variety of important health and wellness blood chemistry tests at discounted prices, saving members 10% to 80% off regular retail pricing at over 3,000 certified labs nationwide.*

Take charge of your health and wellness and order today! No doctor's visit required.

*Services not available in MD, NY, NJ, or RI

DLAO - 3/15/19

Financing

myMedicalLoan.com Logo

Members do not have to put off that necessary medical procedure or the cosmetic procedure that they have always wanted because they do not have the money right now! MedicalFinancing.com can help members get financed for their next medical procedure.

Featured services include:

  • Low monthly payments
  • No down payment required
  • Competitive interest rates
  • Same as cash financing programs for up to 2 years*
  • Flexible payment options and more

Elective Medical Procedures include:

  • Cosmetic Dentistry
  • Weight Loss Surgery
  • Vision Correction
  • Hair Restoration
  • Chiropractic and more

Necessary Medical Procedures include:

  • Hip Replacement
  • Knee Replacement
  • Stem Cell Treatment
  • Cataract Surgery
  • Maternity Loans and more

*The APR rates may vary depending on your credit rating and loan term selected. All offers and interest rebates are based on approved credit.

MYLO

LASIK Vision Correction

See significant savings when you choose from more than 600 locations nationwide.*

  • All other in-network providers extend discounts of 15% off standard prices or 5% off promotional prices.
  • Exclusive member savings at LasikPlus.

*Product not available in MT

LCA - 02/10/20

Lap Band surgery

LAPB Logo

Gastric Banding Panel Group - Advanced Healthcare Products

Advanced Healthcare Products offers its members access to a preferred pricing plan for gastric banding weight loss surgery through the Gastric Banding Panel Group, a national network with over 100 locations. There are no forms to file, and discounts are applied at the point of service.

With this weight loss program, members are able to:

  • Access over 100 participating locations nationwide
  • Access a certified gastric banding weight loss surgeon at every location
  • Receive a $1,000 discount as a preferred member for gastric banding weight loss surgery

Key Features of the Gastric Banding Panel Group

  • One of a kind panel in the United States
  • Locations provide a broad coverage in the United States
  • Program is simple and easy to understand
  • All surgeons in the Gastric Banding Panel Group are certified by Allergen (Lap Band) or Johnson & Johnson (Realize Band)
  • Lap Band and Realize Band products are approved by the FDA and typically deliver numerous healthcare services including weight loss and reduction in type 2 diabetes levels

LAPB

Vision care

VSP Logo

VSP Vision Savings Pass is a discount vision program that offers savings on eye care and eyewear. With the best choices in eyewear, VSP makes it easy to find the perfect frame. Members can choose from great brands like Anne Klein, bebe®, Calvin Klein, Flexon®, Lacoste, Nike, Nine West, and more.*

Members receive:

  • Access to discounts through a trusted, private-practice VSP doctor
  • One rate of $50 for eye exams**
  • 15% savings on contact lens exams***
  • Special pricing on complete pairs of glasses and sunglasses
  • Unlimited use on materials throughout the year
  • Exclusive Member Extras and special offers
Service Reduced prices and savings
WellVision Exam® • $50 with purchase of a complete pair of prescription glasses.
• 20% off without purchase.
• Once every calendar year.
Retinal Screening • Guaranteed pricing with WellVision Exam, not to exceed $39.
Lenses With purchase of a complete pair of prescription glasses:
• Single vision $40
• Lined trifocals $75
• Lined bifocals $60
• Polycarbonate for children $0
Lens Enhancements • Average savings of 20-25% on lens enhancements such as progressive, scratch-resistant, and anti-reflective coatings.
Frames • 25% savings when a complete pair of prescription glasses is purchased.
Sunglasses • 20% savings on unlimited non-prescription sunglasses from any VSP doctor within 12 months of your last WellVision Exam.
Contact Lenses • 15% savings on contact lens exam (fitting and evaluation).
Laser Vision Correction • Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities.

*Brands subject to change
**This cost is only available with the purchase of a complete pair of prescription glasses; otherwise you'll receive 20% off an eye exam only.
***Applies only to contact lens exam, not materials. You're responsible for 100% of the contact lens material cost.
This plan is not insurance.
Not available in WA.

VSPS

Telemedicine

Teladoc
  • Teladoc is a national network of U.S. board-certified, and state-licensed physicians who use electronic health records, telephonic consultations and online video consultations to diagnose conditions, recommend treatment and write short-term, non-DEA controlled prescriptions when medically appropriate.
  • Physicians are available 24 hours a day, 365 days a year, allowing you and your family convenient access to quality care from home, work or on-the-go. Cost of Consultation: Free!
Teladoc Overview How to use Teladoc

Teladoc Highlights:

  • 97% member satisfaction, 91% medical resolution and 97% physician satisfaction
  • Secure, personal and portable electronic health records
  • The average consultation time is 12 minutes.
  • On average, members receive a call back from the physician in 22 minutes.
  • Teladoc guarantees all members will receive a call back from a physician in three hours. (Teladoc physicians successfully completed 99.6% of the consult requests within three hours in the past year.)
  • On average, Teladoc physicians resolve 91% of the calls. The remaining calls are referred to the member's PCP, a specialist, or the ER unless the member is seeking a prescription that is outside the Teladoc scope of service.
  • Pediatric network available
  • No age restrictions

Call Teladoc:

  • When your physician is not available
  • After normal hours of operation
  • For non-emergency care
  • On vacation or business trip

Use Teladoc for non-emergency medical issues such as:

  • Cold or Flu
  • Respiratory Infections
  • Sinus Infection
  • Bronchitis
  • Allergies
  • Pink Eye
  • Urinary Tract Infections
  • Poison Ivy

©2016 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Please visit www.careington.com/teladoc for a complete list of state availability. Teladoc does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours, 7 days a week while video consultations are available during the hours of 7am to 9pm, 7 days a week.

TVIP - 04/20/15

Imaging

US Imaging

A premier diagnostic scheduling service that provides Careington members and their family with savings from 10% to 60% on advanced imaging procedures at over 2,400 radiology facilities nationwide.* This program was specially designed to reduce the costs on MRI, CT and PET scans.

Imaging Service Includes:

  • VIP Appointment scheduling within 48 hours
  • Preferred after hours and weekend appointments often available
  • Appointment reminder call and email direction to the facility
  • Access to a high quality, fully credentialed facility

*Not all locations may accept orders from other countries. Please notify scheduling specialist in advance so they can verify if participating providers will accept such orders.

This product is not available in HI, VT and WY.

US Imaging Network, LLC and/or INA, LLC are not affiliated with US Imaging, Inc.

USIN

Diabetic Care & Supplies

Better Living Now logo

Better Living Now, Inc. (BLN) is a managed care provider of health care products and services, specializing in the needs of patients with chronic conditions. From medical appliances and supplies to home medical equipment, BLN can be a member's single source for all their vitamin and nutrition or durable medical equipment needs.

BLN brings these values to the member:

  • Free shipping and choice of free gift with first order
  • Durable Medical Equipment – 20% to 30% off of retail price
  • Diabetic supplies including an insulin pump, a continuous glucose monitor (CGM) and testing supplies (monitor, strips and lancets)– 20% to 40% off of retail price
  • Disposable Medical Supplies – 20% to 40% off of retail price
  • Nutritional Supplements and Daily Living Aids – 20% to 25% off of retail price
  • No shipping charges for orders that are $100 or more. Shipping is a flat $7.95 for orders under $100
  • BLN ships up to a 90-day supply and the BLN care coordinators send a replacement notification before the supplies run out
  • No complicated forms to fill out and no inconvenient trips to the pharmacy

Most of Better Living Now's high-quality products come with a 30-day, 100% satisfaction guarantee. Some products have restrictions or cannot be returned.

BLN - 3/25/19

Vitamins and Nutritional Supplements

Swanson Health
  • Swanson has innovated science-backed vitamins and supplements, healthy home, pantry and self-care products, delivering wellness solutions for mind body and home for more than 50 years. Members now receive 25% off Swanson Brand products and 5-15% off almost everything else on the Swanson website.
  • Services include free shipping on orders over $50, Swanson's 100% money-back guarantee, outstanding customer service available Monday through Saturday that includes phone, email and live chat sessions and healthy living trends on Swanson's blog, email newsletters and catalog.

Key Features:

  • Deals are waiting – don't miss out on the new, limited-time savings on a variety of products.
  • Explore the latest healthy living trends on Swanson's blog, a one-stop shop for new product innovations, healthy recipes and wellness articles.

SWAN - 4/24/21


    
Frequently Asked Questions

Is this an insurance plan?
No, this is not an insurance plan. This plan provides you with discounted prices on a wide range of services; you will pay for services at the discounted price at the time services are received.


Can I use my membership when I travel away from home?
Yes, your membership can be used at any participating provider in the United States.


After I register for the discount plan, when should I receive my membership kit?
After your payment has been processed, you will receive a membership kit in 7 to 10 business days.


How do I get additional membership cards?
If you need additional cards for your household, or have lost your card, please call Member Services at (800) 290-0523 and press option 1, then press option 1 again. They will be happy to send additional cards to you.


If my doctor or dentist refers me to a specialist who is not in the network, do I still get a discount?
You will only receive a discount by going to a participating provider. You might try printing out a list of participating providers to share with your doctor or dentist to see if he/she could recommend any of the participating specialist locations.


What do I do if I feel the provider overcharged me?
You can send a copy of your bill and a written letter to the administrator of the plan, Careington International Corporation Corporation, Attn: Provider Relations, P.O. Box 2568, Frisco, TX 75034. They will investigate your inquiry, and you will be contacted regarding the findings.


Once I select a provider, am I assigned to that provider? How often can I change providers?
Another great feature of discount plans is your ability to select any provider from the network. You can change providers at any time, and household members can select their own providers. Call Member Services at (800) 290-0523 for help to find participating providers.


What should I say when I call a provider to make sure they participate?
The providers will recognize the name of the network in which they participate, so when you call, it is important to use the name of the correct network.



    
How to use a Discount Plan

It's easy to use your discount plan. Once you have joined the plan and received your membership kit, simply follow these directions and start using your membership card today! (Some discounts will have specific directions on how to use. Please review your membership kit for details.)


1. Keep your membership card with you at all times so it will be easily accessible to present at provider locations. You must present your membership card at the time of service to receive a discount.
2. To locate and verify participating providers in your area, simply call Member Services at (800) 290-0523.
When calling to schedule an appointment, please refer to the membership card for proper network identification when speaking to a participating provider's office.
3. You are responsible for paying the provider the entire discounted fee at the time service is provided.


If you have any questions about how to use your discount plan, call our Member Services department toll-free (800) 290-0523, any time between 7 a.m. and 7 p.m. CT, for prompt and friendly assistance.


This plan also includes financing options from My Medical Loan.